{"id":794,"date":"2017-05-08T20:17:50","date_gmt":"2017-05-08T20:17:50","guid":{"rendered":"http:\/\/138.68.1.151\/?page_id=794"},"modified":"2022-07-25T22:15:04","modified_gmt":"2022-07-25T22:15:04","slug":"how-it-works","status":"publish","type":"page","link":"https:\/\/pacificinvestmentresearch.com\/what-we-do-2\/how-it-works\/","title":{"rendered":"How We Work Together"},"content":{"rendered":"<p>When you become a client, we will take you through a thorough but straightforward process to make sure we learn everything we need to know to do the best job for you.<\/p>\n<h4>Learn about your needs.<\/h4>\n<p>With many advisors, you tell them your age and fill out a brief questionnaire, and they have your portfolio designed shortly afterward. With Pacific Investment Research, we understand that when it comes to managing your life savings, we are all very different.\u00a0 \u00a0What fits you is probably not ideal for your friend, your sister or your neighbor.\u00a0 To properly control risk, your investments should be specifically tailored to <u>you<\/u>.\u00a0 To ensure your unique situation is adequately addressed, we\u2019ll spend more time getting to know all about you, your goals, your responsibilities, and your investing philosophy.\u00a0 We also want to understand your expectations for how your portfolio is managed throughout market cycles. We encourage you to engage and ask questions so you can feel comfortable with the process.<\/p>\n<h4>Collect information.<\/h4>\n<p>We would rather have too much information about you than not enough.\u00a0 This is a common issue in the financial industry where an advisor creates a portfolio for a client only to ignore their company retirement accounts or other outside investments.\u00a0 Too many people have inappropriate risk levels simply because their advisor does not take the time to look at the big picture, which includes all your other holdings.\u00a0 To combat this, we will work with you to gather information about and review:<\/p>\n<ul>\n<li>All of your brokerage and bank accounts, stocks, bonds and mutual funds<\/li>\n<li>Employer sponsored retirement plans<\/li>\n<li>Individual retirement plans<\/li>\n<li>Company stock\/stock options<\/li>\n<li>Annuities<\/li>\n<li>Insurance policies<\/li>\n<li>Real estate<\/li>\n<li>Other business investments<\/li>\n<\/ul>\n<h4>Together, we will develop the investment approach to use for your portfolio and construct an investment plan.<\/h4>\n<p>We believe that a successful investment plan requires your complete understanding and approval.\u00a0 We\u2019ll take the time to discuss every facet with you so that you feel comfortable with how we are investing your assets.\u00a0 After all, it\u2019s your money and you have to sleep at night. \u00a0Don\u2019t worry, we understand that you\u2019re not in the investment business, so we explain it in plain language.<\/p>\n<p>Together, we\u2019ll determine the investment strategies to use and how we should allocate your assets among them.\u00a0 We offer a broad array of traditional and active investment strategies that we can use depending on your unique needs, risk tolerance, tax situation, and investment goals.\u00a0 Once we agree on the investment plan, we\u2019ll go to work putting it in place.<\/p>\n<h4>Continuously Watching Your Money<\/h4>\n<p>Unlike most advisors, who review holdings on a monthly or quarterly basis, each of our actively managed investment strategies are monitored <u>daily<\/u>. \u00a0All changes are made systematically and only in accordance with policies you have approved in advance.\u00a0 By following this method, we ensure that emotions do not influence buy or sell decisions.<\/p>\n<h4>Consolidated Investment Reporting<\/h4>\n<p>We provide\u00a0daily investment reporting online,\u00a0as well as an easy to read monthly summary report which shows how your overall portfolio is invested.\u00a0 This statement will\u00a0 show your entire portfolio&#8217;s investment returns over various time periods, and show you how each specific investment is performing compared to a corresponding benchmark\u00a0(such as the S&amp;P 500).\u00a0 That way, you always have a clear view of how well you are doing.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you become a client, we will take you through a thorough but straightforward process to make sure we learn everything we need to know to do the best job for you. Learn about your needs. With many advisors, you tell them your age and fill out a brief questionnaire, and they have your portfolio designed shortly afterward. With Pacific Investment Research, we understand that when it comes to managing<\/p>\n","protected":false},"author":2,"featured_media":1025,"parent":597,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How We Work Together at Pacific Investment Research<\/title>\n<meta name=\"description\" content=\"At Pacific Investment Research, we develop robust financial and tax plans, along with an investment plans that requires your understanding and approval.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pacificinvestmentresearch.com\/what-we-do-2\/how-it-works\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" 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