Wall Street thrives on making fees indecipherable and hard to understand.\u00a0 Due to this common practice, most people are not clear how much they pay in total fees.\u00a0\u00a0We practice voluntary transparency and will explain all the costs associated with our services.<\/p>\n
<\/p>\n
Many financial planners and advisors receive commissions on products they sell to their clients.\u00a0 They are paid commissions by the product companies, for example, mutual fund families and insurance companies.<\/p>\n
The problem with these commissions is that it creates a conflict of interest.<\/p>\n
We are fee-only<\/strong> financial advisors.\u00a0 This means we do not accept any commissions in any form.\u00a0 Our only source of compensation is you, so our loyalty is only to you.<\/p>\n We charge in arrears.\u00a0 So if you choose to cancel our services, you\u2019re not paying for anything you didn\u2019t get.<\/p>\n Since we are in-house money managers, we often cut out a second layer of expenses associated with mutual funds or exchange traded funds (ETFs).<\/p>\n We charge one asset-based fee based on your investment portfolio.\u00a0 Asset-based fees align our mutual interests.\u00a0 The only way our fee goes up is when your assets increase in value.<\/p>\n While we do charge for initial financial planning, we want to encourage you to keep us informed of your changing life situations in order to be most effective in managing your money.\u00a0\u00a0So general ongoing financial advice is included with your asset-based investment management fee.<\/p>\n <\/p>\n","protected":false},"excerpt":{"rendered":" Wall Street thrives on making fees indecipherable and hard to understand.\u00a0 Due to this common practice, most people are not clear how much they pay in total fees.\u00a0\u00a0We practice voluntary transparency and will explain all the costs associated with our services. Fee-only, no commissions Many financial planners and advisors receive commissions on products they sell to their clients.\u00a0 They are paid commissions by the product companies, for example, mutual<\/p>\n","protected":false},"author":2,"featured_media":709,"parent":341,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"acf":[],"yoast_head":"\nYou save because we are money managers<\/h3>\n
You benefit with an asset-based fee<\/h3>\n
Ongoing financial advice included<\/h3>\n